State Default Rates

State

2020 Borrower Delinquency Rate

2022 Borrower Delinquency Rate

Alabama11.90%1.70%
Alaska10.30%1.40%
Arizona11.00%1.00%
Arkansas12.00%1.30%
California8.70%1.10%
Colorado8.50%1.10%
Connecticut7.90%1.90%
Delaware9.00%1.70%
District Of Columbia10.50%1.40%
Florida10.30%1.30%
Georgia11.60%2.10%
Hawaii9.90%1.10%
Idaho8.40%0.70%
Illinois8.50%1.40%
Indiana11.00%1.80%
Iowa8.50%1.30%
Kansas9.80%1.20%
Kentucky11.80%1.30%
Louisiana11.80%1.90%
Maine7.70%1.20%
Maryland8.80%1.60%
Massachusetts6.50%1.50%
Michigan10.40%1.30%
Minnesota7.30%1.40%
Mississippi14.10%2.10%
Missouri10.50%1.40%
Montana8.50%0.90%
Nebraska6.90%1.00%
Nevada12.40%1.30%
New Hampshire6.90%1.50%
New Jersey7.70%1.80%
New Mexico12.80%1.40%
New York6.60%1.60%
North Carolina10.30%1.50%
North Dakota7.70%1.10%
Ohio10.60%1.50%
Oklahoma11.70%1.30%
Oregon10.40%1.00%
Pennsylvania9.10%2.00%
Rhode Island8.20%1.50%
South Carolina11.50%1.60%
South Dakota7.20%1.30%
Tennessee11.60%1.60%
Texas10.50%1.60%
Utah7.40%1.00%
Vermont6.40%1.80%
Virginia8.40%1.20%
Washington7.90%1.00%
West Virginia12.70%1.60%
Wisconsin7.90%1.20%
Wyoming8.70%0.80%
Puerto Rico13.60%1.40%

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