Money Management
Your education is a great investment. Start managing that investment by acquiring money management skills that will help you make sound financial decisions.
Gain control over your finances.
- Make a Spending Plan
To live more comfortably, do the things you enjoy, and still be able to eat well, develop a spending plan for the school year. Use our Budget Worksheet to organize your finances. - Why choose Federal Aid first?
Know your borrowing choices and the advantages to choosing Federal Loan Aid first! - Borrow Wisely
Use this repayment calculator to determine your loan repayment amount. - Salary Projector
An excellent way to manage your borrowing in college is to first determine what your starting salary will be. Use the Bureau of Labor Salary chart for starting salaries of over 100 careers. - Know your total loan debt
Use the National Student Loan Database to keep track of your total loans borrowed during your college career. - Value of a College Education
Education requirements for employment on the rise - Keep debt levels manageable
How much income does it take to support your loan debt? Use the debt wizard to find out.
- Make a Spending Plan
Learn to manage your debt.
- Set Financial Goals
Healthy financial habits tart with setting sound financial goals. Use this Financial Goals Worksheet as a guide. - Credit Card Tips
Tips to help you properly manage credit cards. - Credit Card Blog
Increase your credit savvy by using this credit card blog from nerdwallet.com
Responsible Borrowing and Loan Repayment
Financial problems can be avoided. Prevent loan default.
- Plan your debt wisely
Knowing how much debt your future salary can handle is your best bet at avoiding over-borrowing. - Trouble with Repayment
If you have trouble with repayment of your loans contact Direct Loans immediately - Tips to Avoid Default and Delinquency
Loan Default and Delinquency is a preventable situation, learn about how to avoid Loan Default or Delinquency - Why choose Federal Aid first?
Know your borrowing choices and the advantages to choosing Federal Loan Aid first! - College Investment vs. Debt
Recent research shows that college benefits still outweigh the costs - Access the National Student Loan Data System (NSLDS) for loan information (including who to contact regarding repayment info)
Deal with problems right away.
- Direct Loan Login
Manage your loans by logging into Direct Loans, learn about options for repayment - Managing Debt 101
Get advice on managing debt, learn the basics of debt management - Ten Things You Should Know About Student Loans
Understanding basic loan principles may help you avoid trouble in the future - Student Loan Repayment Plans
Familiarize yourself with loan repayment options - Trouble Making Payments?
Learn about deferment and forbearance options - Direct-Loans Consolidation and Cancellation
Learn about who qualifies for Loan Cancellation or how to start the Loan Consolidation process
Creative ways to enjoy life on a student budget.
- Tips to live like a College Student
- Albuquerque Area Coupons
Free and discounted activities in the ABQ area - Lobo Perks
Save a HOWL lot of money with lobo perks, discounts for UNM students - Student Employment Jobs
Working while in school can help offset college costs, check out Student Employment jobs - Free things to do on Campus
UNM's Student Activities Center has free and discounted events on campus for UNM students
Avoid scams and fraud with these tips
- Avoid Identity Theft
Helpful hints to avoid becoming a victim of identity theft - Scholarship Scams
Warning signs of scholarship scams - FAFSA Scams
FAFSA is the Free Application for Federal Student Aid, completing the application should not cost you any money
